Michelle Joy Cross – Financial Adviser

Adviser identifying number: 254619
Status: Current
Adviser’s ABN:
The year the Financial Adviser first provided advice: 2004

Name of the licence holder: ELDERS FINANCIAL PLANNING PTY LTD
Licence number: 224645
Licensee’s ABN: 48007997186
Licence controlled by: AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED ~ ELDERS RURAL SERVICES AUSTRALIA LIMITED

The date the Financial Adviser commenced the appointment: 05/10/2009
The date the Financial Adviser ceased the appointment:
Name of the Authorised Representative: ELDERS FINANCIAL PLANNING PTY LTD
Authorised Representative identifying number: 224645
Authorised Representative’s ABN: 48007997186

Disciplinary actions start date against the Financial Adviser:
Disciplinary actions end date against the Financial Adviser:
Disciplinary action type:

Address:
Contact phone number:
Working hours:

Relevant qualifications and training:

• Entry Level Compentencies – Kaplan
• Investment Planning 1 – IntegraTec
• Professional Practice as a Broker representative ASIC Product – Elders
• Risk Management DFP2 – IntegraTec
• Superannuation & Retirement Planning – IntegraTec

Relevant memberships of professional bodies or industry associations: Australian and New Zealand Institute of Insurance and Finance (ANZIIF)

Michelle Joy Cross is authorised to provide advices on following products:

• Deposit and Payment Products / Non-basic Deposit Products
• Government Debentures, Stocks or Bonds
• Life Products / Investment Life Insurance Products
• Life Products / Life Risk Insurance Products
• Managed Investment Schemes / Managed Investment Schemes, including IDPS
• Retirement Savings Account Products
• Securities
• Superannuation