Michael Duncan Ratcliffe – Financial Adviser

Adviser identifying number: 246118
Status: Ceased
Adviser’s ABN: 16780583516
The year the Financial Adviser first provided advice: 2005

Name of the licence holder: SECURITOR FINANCIAL GROUP LTD
Licence number: 240687
Licensee’s ABN: 48009189495
Licence controlled by: WESTPAC BANKING CORPORATION

The date the Financial Adviser commenced the appointment: 01/12/2003
The date the Financial Adviser ceased the appointment: 24/01/2011
Name of the Authorised Representative:
Authorised Representative identifying number:
Authorised Representative’s ABN:

Disciplinary actions start date against the Financial Adviser:
Disciplinary actions end date against the Financial Adviser:
Disciplinary action type:

Address:
Contact phone number:
Working hours:

Relevant qualifications and training:

• DFP 1 Introduction to Financial Planning – Financial Planning Association of Australia (FPA)
• DFP 2 Risk Management and Insurance Planning – Financial Planning Association of Australia (FPA)
• DFP 4 Retirement Planning – Financial Planning Association of Australia (FPA)
• DFP 8 Financial Plan Construction and Review – Financial Planning Association of Australia (FPA)
• Margin Lending – Kaplan

Relevant memberships of professional bodies or industry associations:

Michael Duncan Ratcliffe is authorised to provide advices on following products: